Well I guess a reverse mortgage is might be a good loan to all of us.  Especially to our elder people, and since it is tax-free income. And another good news, did you hear about tax day freebies? Well, there are a lot of businesses giving out tax day freebies.  If you live around Baltimore, the McDonald's fastfoods has this tax day freebies, where you can get a free small hot or iced coffee.  You can't get a free payday loan, but there are other deals.  There are free Cinnabon bites and Maggie Moo's ice cream freebies as well.  Some tax day freebies might come in handy as some credit repair on the part of April 15th. How I wish its always tax day freebies.